This special feature from the Mid-November 2013 issue of Investment Executive covers building portfolios for longer life expectancies, protecting clients who marry late in life, using ETFs in a retirement portfolio, and much more.
November 12, 2013
This special feature from the Mid-November 2013 issue of Investment Executive covers building portfolios for longer life expectancies, protecting clients who marry late in life, using ETFs in a retirement portfolio, and much more.
November 12, 2013Since the feds created legislation allowing small and medium-sized businesses to create pooled registered pension plans, few provinces — and firms — have moved to use them. But that may be changing, with Manulife leading the way
Defined-benefit pension plans were once viewed as ironclad. But with such certainties on the wane, clients need their financial advisors to provide updated advice on how these plans fit into their overall retirement planning
Buying an annuity provides a way to turn assets into an income stream for your client. With workplace pension plans falling in stature, annuities are becoming more important
The nature of retirement is changing drastically, and many people are calling on the federal government to make critical changes to the Canada Pension Plan because the monthly payouts are too meagre for retirees to live on
While investment-grade bonds won’t appreciate in an economic climate in which interest rates are expected to rise, correctly chosen bonds can help your clients build value in both their RRSPs and their non-registered accounts
Exchange-traded funds allow you to make use of geographical, industry/sector and specialty diversification, as well as a balance of equities and fixed-income, when building retirement portfolios for your clients
For some clients, an RRSP loan strategy can be an efficient retirement-saving plan. It is key, however, that clients reinvest tax refunds and repay their loans as quickly as possible
Making an efficient shift from accumulation to income calls for astute planning, especially for clients whose retirement income may threaten their OAS eligibility. For these clients, you may have to “melt down” their RRSPs
As life expectancies lengthen, the need for long-term care insurance increases. But the clients who need it most may have difficulty paying the premiums — that is, if they can meet the relatively high eligibility criteria for coverage
Insurers either have ceased providing GMWBs or have made significant adjustments to product structures, features or sales and distribution restrictions. But there are some unique income-producing products available
Follow our coverage of Bridging Finance Inc., a portfolio manager and exempt market dealer based in Toronto.
We dive into the intricacies of ETFs and investigate how the market is responding to recent trends.
The cease-trade order on all 11 ETFs from Emerge Canada Inc. represented the first time such an order had been placed on a family of…
